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Are Vehicles Kept in the Garage Covered under a Homeowners Policy? Since we specialize in Classic Car Insurance and attend many car shows, I have been told many times by Classic Car owners that their vehicle that is kept in the garage is covered by their Homeowner’s Insurance Policy. The short answer to this statement […]

What is RV Insurance or Recreational Vehicle Insurance? Technically RV insurance consists of Motorhomes, 5th Wheel Trailers and Trail Trailers. Coverage can include Liability, Underinsured Motorist/Uninsured Motorist, Comprehensive, Collision, Towing, Vacation Liability, Personal Property and Loss of use Coverage. The rate can vary depending on where you live, how you use the vehicle and the […]

1. Agreed Value Coverage: Classic Car Insurance provides a set value for your vehicle, known as Agreed Value Coverage. You and the insurer agree on this amount, which is what you’ll receive if your vehicle is totaled. Unlike standard auto insurance, which reduces payouts based on depreciation, wear and tear, and current market value, Agreed […]